I joined this family because Holy Spirit told me to when I saw Ahmad pop up on the big screen at church in Aug 2019 right after I had started going to the Summit at the end of June. Little did I know that my husband would separate from me literally the day before we started Wise Money on Sept 9/19. Because I was new to Summit I was wanting to find a family group as well but Holy Spirit had not given me the go ahead with that in the summer which I was so confused about considering I am such an extrovert lol. But I will never forget on the first day of our Wise Money group, Ahmad told us that this is not only going to be 8 weeks of financial teachings but that we would now become a family. Of course I started crying lol because my Father in Heaven knew at that moment in my life, even before I did, that I would need a family but also teaching and support on how to be a good steward of my money for the tough road ahead as I was left with $27,000 of debt, a house that needed major reno's, job loss, double the expenses with half the income and doing all of this as a single mom. My goal was to be debt free by Mar 31/21 which was hefty goal considering the circumstances but I serve a Big God who told me that He alone would be my provider and I chose to trust him. But here's the best part..... on March 12, 2021 I became debt FREEEEEEE!!!! Thank you to Ahmad, Gina and all of my Wise Money family for loving on me, supporting me and praying for me during a rough season but also a wonderful season to grow in my full reliance and trust on God!! He is so good all the time!! 

Ok! My testimony as short as I could make it. During Ahmad's Wise Money class I received multiple things. Friends, Wisdom and Clarity. I was 20K in debt that really stemmed from laziness in not taking care of my expenses and having little value on money management. Within a couple of months I had cleared that up and gotten debt free. More than that though I received the framework for making decisions about how to spend money founded on the biblical principle that a debtor is a slave. A SLAVE. I came to know Christ and being a slave was not on my list of things I was called to. This shifted my whole paradigm of how I have and will approach money management in the future. This biblical philosophy of not being a slave my has payed off hugely to just recently again and at the end of this month I will have payed off close to 20K of house expenses and be well set up to tackle the new project and investments I've learned about. God has called me to wisdom to really pay attention to how I give and how I take care of my everyday budgeting which has brought such clarity in these last months with large expenses coming due. My management of this continues to bring life to me, and is something I am beginning to have pride in. Something I previously took no value in and felt no accountability on as a single man. I followed this class up with Wise Investor where the whole class was walked through how God wants me to think about my finances. To think about 100, 60 or 30 fold return not to think "I can lose this and be ok". To expect God to do what he said and also to hear his heart on Investing. I had often not wanted to chase money and still don't, but I received a biblical vision for it - that I would leave an inheritance for my children and my children's children. In that class God had showed me that he wanted me to give to the church and world which is something I could get behind 100%. His teaching on ETF's, understanding how investing and how I (highlight the I for personalization) will invest is amazing. I see the future as an opportunity to bless my family and Church by being in abundance and gives me hope for the future I didn't see 1 year ago. I'm happy to talk to you in person if you have any questions or want to know more. I know what God has started and is doing is big and I'm incredibly appreciative. Probably one of the best things which I guess is best left for the end is I also saw in a family environment how to help teach, build friendships and grow in wisdom around finances. Blessed with 5 great friends I wouldn't have otherwise. 

We didn’t realize that by attending Wise Money, we would also get a church family that we’ve grown to love and appreciate so much.

�Ahmad is so encouraging and clear in his teaching, and the biblical approach to finance was incredibly refreshing as well. Using the principles taught in this course, we were able to pay off over $15K in debt, and actually have a savings account now. ��We would highly recommend this course to anyone interested in their finances. Whether you’re in debt, newly married, or have had a significant event in your life that effects your financial situation, this course is incredibly encouraging and life-giving.